General Liability
Why you need general liability
Without appropriate general liability insurance coverage, you could be putting the future of your business at serious risk. Every business, regardless of size, has liability exposure.
What’s typically covered
Under most general liability insurance policies, your business can be protected from lawsuits resulting from:
Bodily injuries that occur to customers, employees, vendors or visitors on your premises
Personal injuries sustained as a result of the actions or negligence of one of your employees
Property damage caused by your employees
Advertising injury (damage from slander or false advertising)
The amount of coverage you will need depends on factors such as the type of business you run and its location.
Related Resources
At NextGen, we help many small businesses. Helping small businesses often means helping home based businesses. When you have little or no employees, why spend a fortune on office space when your job probably allows you to work from home? Working from home is great; we encourage it! However, we are often met with objections on covering business contents because these home based business owners and consultants think their homeowners policy covers them for their business contents.
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